Health Insurance Anchorage Alaska AK
Reader’s Question:
My son will be 23 when he graduates from college (he took a year off) and will eventually be dropped from our health insurance. He’s planning to take some time off before he goes to graduate school and he should be insured when he has a job. Our own insurance provides an interim coverage for 18-36 months after you go off the policy which will cost over $300 per month for my son then. Can anyone give me some tips since I’d like to start searching for other health insurance?
Danica
Anchorage, AK
When my daughter turned 23 before she was graduating college, she came back to have an unpaid internship and therefore no health insurance coverage. We have HealthNet which I found when I went to Kaiser website. We pay $110 monthly and a copayment on top of that at $50 on every visit. Its coverage would include health, vision, and dental checkups. There is a realty total deductible that is relatively high but not like a couple days in the hospital.
My daughter has been to the doctor once since she had that health insurance and it cost $200 plus copayment of $50. So much better than paying $300 per month. You better move fast though and decide right away since your window period is only too little to risk your son uninsured. He would not be required to get a health exam…just would have to sign up for application.
Also, there can be other factors to think of like, short term health insurance which you can avail in case your son will eventually get a job that will offer health insurance coverage. There are also standard health insurance plan which covers her at reasonable costs as long as he does not have any pre-existing medical conditions. Get the best help from experienced health insurance agents in Anchorage Alaska AK who can learn the facts for your options to decide your best option depending on your budget and plan type. There’s no added cost to consulting an agent and your claims and renewals can be expedited through their help.
Or better yet, try to shop for quotes online. This website can also help you with that without any obligations. As most websites now can make you transact online, all you have to do is to fill out the relevant form like the one you see in this page and you will be routed to sites which can give you free quotes from isnurers in Anchorage Alaska.
Tags: health insurance, health insurance application
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