Auto Insurance Rates Anchorage Alaska AK

Reader’s Question:

My twin brother and I were given identical cars by our parents when we graduated from the university. I guess they find this funny. But I chose a black car while my brother chose white. Will I get higher auto insurance premiums when we get auto insurance in Anchorage Alaska AK?

Hunter

Anchorage, AK

Some say black cars are more catchy and thus attract more attention, making it more vulnerable and high risk. This myth even goes so far as to say that since white is one of the most (if not the most) common color of cars in the USA, they are relatively low-risk and will therefore command lower premiums. Let me make it clear – WRONG! It is just a myth probably fabricated by those who love black cars and want it to sound more exotic and expensive than it really is. Or it can also be fabricated by white car owners who want to drive down their auto insurance premiums. Let us not mind these myths and just stick to the facts, shall we. The color of a vehicle does not affect its auto insurance premiums. It does not in Ohio, in Nebraska, and most definitely don’t in Anchorage Alaska AK. Auto insurance premiums are affected by the model, year, body type, engine type, mileage and even the features found in the car. Since you have identical brand new cars, you should get the same auto insurance premiums if these were the only considerations. Together with the properties of the car, the driver will also be evaluated. Driving and to some extent credit history also factor in. Try entering your Anchorage Alaska AK zip code on this page to get some quotes for auto insurance.

You know, you and your brother can actually determine who’s the better driver by the auto insurance premiums you will get. The better driver (and I mean he who has a cleaner driving record) will get lower auto insurance premiums; who’s it gonna be, Hunter?

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